Refinancing can lower your rate, free up cash, or roll high-interest debt into one lower payment. I’ve helped many homeowners across Toronto and the GTA refinance to pay off debt and get back on track. I’ll show you the full numbers, including any penalties, before you decide. No surprises.
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For example, you may have been working at improving your credit score and now qualify for a new mortgage with a better discount, or you may want to stabilize your payments by changing from a variable rate mortgage to a fixed-rate.
Refinancing is also a good option to pull out equity for consolidating debt, home improvements, investments, college expenses, and more.